The Application of Pre-paid Cash Card For Consumers

Nowadays, there are many types of prepaid cash cards had been offered to the consumers. One of the most successful pre-paid cash card is the Touch 'n Go card. It can be considered as a electronic purse that can be used at all highways in Malaysia, major public transports in Klang Valley, selected parking sites and Bukit Merah Lake Town resort. The card looks similar to a credit card and users can use it as long as it is pre-loaded with electronic cash. Since the card is using the contactless smartcard technology so it can enhances the speed of paying the transactions. The users no need to wait in queue at the cash lane to complete the transaction.



Touch 'n Go Sdn Bhd (formerly known as Rangkaian Segar Sdn Bhd), the operator of this Electronic Payment System has offered several range of Touch 'n Go cards to suit different market needs. Fleet Xs is specially designed to meet the demanding needs of today's business. it is a post-paid corporate Touch 'n Go card that is preloaded with electronic cash. It can only be used at several highways. Fleet Xs require an annual fee of RM30 per card and minimum ten cards per application. Each Fleet Xs is individualised to indicate optional details such as driver's name, company names, vehicles classifications and registration number. Biz Xs is a upgrade version of Fleet Xs which similar to it but it have additional function from the Fleet Xs which it can be used at the selected parking lots at business and shopping complexes that are equipped with Touch 'n Go parking system.

Octopus card was launched in Hong Kong in September, 1997. It is a rechargeable contactless stored value smart card. It is widely used in payment system for transportation, supermarket, fast food restaurant, car parks and other point of sales. There are two types of Octopus which are Sold Octopus and On-Loan Octopus. Sold Octopus are available in a range of collectible designs and are ideal as souvenier. While On-Loan Octopus have 4 categories such as child, adult, elder and personalised.


Other than making payment by using the Octopus card, the users can also used the card as the access card to gain access into a residential area or a building. As each Octopus has a unique ID number, cardholders only need to register their Octopus at the management office, and the ID will stored in the central security system. Many residential estates and commercial offices have adopted Octopus as a security access system, providing added convenience for over 100,000 residents and employees. furthermore, Octopus has been introduced into the school environment with the ultimate aim of making school life easier. Students can now use Octopus to buy foods, make miscellaneous school payments library loan and etc.

EAZYCARD, is the first 'touch and go' IC card for mass transport in Taiwan. Transaction on EAZYCARD are executed by wireless signal transmission through memory IC chips and induction circuits implanted onto the card. Passengers no longer need carrying coins or repetitive ticket purchases. The current scope of applications of EAZYCARD system is on public transport, transport-related services, access control and school campus. It, thus, ehances citizens' convenience in their daily life.

ItzCash card is India's first multi purpose prepaid card. It is a smart option for all, and the safest online and on-mobile transaction instrument that allows you to be in control on your spent. It facilitates online and on-mobile payment for a host of services. ItzCash enables users to perform a variety of transaction like shopping, travel booking, utility bill payment, donation and charity and etc.